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2012, vol. 17, br. 43, str. 54-83
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Neka pitanja u vezi sa finansiranjem zdravstvene zaštite u zemljama-članicama Evropske unije
Some questions regarding the financing of health care in member states of the European Union
Džavni univerzitet u Novom Pazaru, Departman za ekonomske nauke
Sažetak
Pred vama je rad čiji je osnovni cilj da pokaže kako su uređeni zdravstveni sistemi doprineli, a i dalje doprinose, da se zdravstveno stanje građana zemalja-članica Evropske unije značajnije poboljša. To je razlog zašto su starije zemlje-članice Evropske unije (Austrija, Belgija, Francuska, Nemačka, Holandija), spremne da utroše veći deo svog bruto društvenog proizvoda (BDP) na zdravstvenu zaštitu svojih građana. Na drugoj strani, zemlje-članice sa periferije Evropske unije (Portugalija, Italija, Irska, Grčka i Španija), poznatije kao grupa (PIIGS-prasići), zbog zapadanja u dužničku krizu nisu spremne na takav korak zbog čega se njihovi građani suočavaju sa velikim problemima prilikom korišćenja zdravstvene zaštite. Rad se bavi problemima nejednakog pristupa zdravstvenim uslugama i nedovoljnom zdravstvenom pokrivenošću koje jednako egzistiraju kod pojedinaca i kod određenih društvenih grupa u mnogim zemljama-članicama Evropske unije. Analiza nejednakog pristupa zdravstvenim uslugama izvršena je na osnovu procenjenog stepena njegove zavisnosti od socioekonomskog statusa korisnika-nekorisnika zdravstvene zaštite, pri čemu nisu zaobiđena prava osiguranika i njihovo sticanje. Prava osiguranika, čiji se koreni nalaze u agidumu Hipokratove zakletve: primum non nocere - 'prvo da se ne naškodi', variraju od vrlo uskih do vrlo širokih i raznolikih okvira. U radu je konstatovano da vođenje javnih finansija u zemljama-članicama Evropske unije nije bez problema, naročito tamo gde su doprinosi za zdravstveno osiguranje dominantni mehanizmi finansiranja. Finansiranje zdravstvene zaštite u zemljama-članicama Evropske unije značajnije od drugih funkcija utiče na kvalitet zdravlja građana, na raspoloženje za investiranjem u dostupnost zdravstvenim uslugama i na univerzalnu pokrivenost zdravstvenim osiguranjem. Politika finansiranja zdravstvene zaštite nije jedina karika od mnoštva njih u dugom lancu globalne politike. Međutim, ona je nezamenjiva kod merenja efekata donešenih odluka, primene konkretnih mera usmerenih na sistematično i analitičko razmatranje raspoloživih zdravstvenih resursa i kod sagledavanja faktora političkog, ekonomskog, društvenog i tehničkog karaktera na svim nivoima. Posebna pažnja posvećena je prikupljanju sredstava za pokrivanje troškova koji su posledica univerzalne pokrivenosti zdravstvenim osiguranjem.
Abstract
Before you deal with the primary aim to show that regulated health care systems have contributed and still contribute to the health of citizens of member states of the European Union significantly improved. That is why the older member states of the European Union (Austria, Belgium, France, Germany, Netherlands), prepared to spend most of their gross domestic product (GDP) on health care for its citizens. At the other member countries on the periphery of the European Union (Portugal, Italy, Ireland, Greece and Spain), better known as a group (PIIGS-svinje), due to falling into a debt crisis is not ready for such a step because of which their citizens are faced with big problems when using health care. The paper deals with problems of unequal access to health services and lack of health coverage that exist among individuals as well as in some social groups in many member countries of the European Union. Analysis of unequal access to health services was carried out based on the estimated level depending on its socio-economic status of user-nonusers of health care, are not bypassed with the right of the insured and their acquisition. The rights of the insured whose roots are in agidumu Hippocratic Oath: 'primum non nocere' - 'first do no harm to' vary from very narrow to very broad and diverse framework. The paper konstatovano to the conduct of public finances in the Member States of the European Union is not without problems, especially where contributions for health insurance funding mechanisms dominate. Health care financing in member countries of the European Union, more important than other functions affecting the quality of health of citizens, the mood to invest in access to health services and universal health insurance coverage. Financing of health care policy is not the only link of many of them in a long chain of global politics. However, it is indispensable to measure the effects of decisions made, the application of specific measures aimed at systematic and analytical review of available health resources and in consideration of political factors, economic, social and technical character at all levels. Special attention is given to raise funds to cover expenses resulting from universal health insurance coverage.
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