- citati u SCIndeksu: 0
- citati u CrossRef-u:0
- citati u Google Scholaru:[
 ]
- posete u poslednjih 30 dana:5
- preuzimanja u poslednjih 30 dana:4
|
|
|
2021, br. 46, str. 89-103
|
|
Empirijska studija štednje kroz životno osiguranje u Republici Srbiji
Empirical study of savings through life insurance in the Republic of Serbia
Ključne reči: život; štednja putem životnog osiguranja; materijalna sigurnost; dugoročna štednja; dodatni izvor finansiranja
Keywords: life; savings through life insurance; material protection; long-term savings; additional source of financing
Sažetak
Život je prirodan tok, pun neizvesnosti i iskušenja svakog čoveka. Da bismo svoj život učinili mirnijim i imali mirniju budućnost, na razne načine pokušavamo da se osiguramo i učinimo svoj život sigurnijim. Štednja putem osiguranja je vrsta štednje koja spašava život i uključuje materijalnu zaštitu pojedinca od rizika od prevremene smrti i gubitka ili gubitka sposobnosti za zaradu. U uslovima kada je solidarni penzijski sistem neodrživ, neophodno je razviti dobrovoljno penzijsko osiguranje i štednju kroz životno osiguranje, kao izvore dugoročne štednje i dodatne izvore finansiranja. Predmet ovog istraživanja je da odgovori na pitanje šta ljudi misle o štednji kroz životno osiguranje. Osnovni cilj ovog istraživanja je procena odnosa stanovnika Republike Srbije prema štednji kroz životno osiguranje. Istraživanje je sprovedeno na teritoriji cele Republike Srbije, na odgovarajućem uzorku od 500 ispitanika. Kroz ovaj rad na jednom mestu se analizira odnos građana prema štednji kroz životno osiguranje u Republici Srbiji. Analizom podataka iz ankete možemo zaključiti da se potvrđuje opšta hipoteza: Stanovnici nisu zadovoljni trenutnim stanjem štednje kroz životno osiguranje u Republici Srbiji.
Abstract
Life is a natural course, full of uncertainty and temptation of every human being. In order to make our lives more peaceful and have a more peaceful future, we are trying in various ways to secure ourselves and make our lives safer. Savings through insurance is a life-saving type of savings that involves the material protection of an individual against the risk of premature death and loss or loss of ability to earn money. In conditions where the solidarity-based pension system is unsustainable, it is necessary to develop voluntary pension insurance and savings through life insurance, as sources of long-term savings and additional sources of financing. The subject of this research is to answer the question of what people think about saving through life insurance. The main objective of this research is to evaluate the attitude of the residents of the Republic of Serbia towards saving through life insurance. The survey was conducted on the territory of the entire Republic of Serbia, on a suitable sample of 500 respondents. Through this paper, the citizens' attitude towards saving through life insurance in the Republic of Serbia is analyzed in one place. By analyzing the data from the survey, we can conclude that the general hypothesis is confirmed: Residents are not satisfied with the current state of savings through life insurance in the Republic of Serbia.
|
|
|
|
Reference
|
|
3    
|
Ćurčić, N., Piljan, I., Simonović, Z. (2019) Marketing concept in insurance companies. Ekonomika, vol. 65, br. 3, str. 21-33
|
|
|
Gvozdenović, N., Uzelac, O. (2018) Telematics and recent trends in automotive insurance and other types of insurance. Anali Ekonomskog fakulteta u Subotici, br. 39, str. 33-43
|
|
|
Knežević, M., Đurić, Z. (2019) Some aspects of insurance development in Serbia. Ekonomika, vol. 65, br. 2, str. 39-49
|
|
|
Kostadinović, I., Radojičić, J. (2017) Banking sector in the context of sustainable development. Economics of Sustainable Development, vol. 1, br. 2, str. 109-119
|
|
1
|
Marković, T., Jovanović, M. (2010) Livestock insurance as a factor of economic stability in the agriculture. Contemporary Agriculture, 59(3-4): 287-292
|
|
|
Marović, B., Avdalović, V. (2006) Osiguranje i teorija rizika. Beograd: Beogradska bankarska akademija
|
|
2
|
Piljan, I., Cogoljević, D., Piljan, T. (2018) Osiguranje. Beograd: Visoka škola za poslovnu ekonomiju i preduzetništvo
|
|
3
|
Piljan, I., Cogoljević, D., Piljan, T. (2015) Role of insurance companies in financial market. International Review, br. 1-2, str. 94-102
|
|
|
Piljan, T., Piljan, I., Cogoljević, D. (2017) Insurance trends in Serbia from 2005 to 2015. Vojno delo, vol. 69, br. 5, str. 390-403
|
|
|
Piljan, T., Lukić, M., Piljan, I. (2019) Necessity of introduction of pension disability insurance reform. International Review, br. 1-2, str. 82-98
|
|
3
|
Vesić, T., Ravić, N., Đekić, M. (2019) Comparative analysis of the liquidity ratios of the largest banks of Serbia: Indicator of performance measurement. Anali Ekonomskog fakulteta u Subotici, br. 42, str. 3-15
|
|
|
|
|