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Ekonomika preduzeća
2016, vol. 64, br. 5-6, str. 332-346
jezik rada: engleski
vrsta rada: izvorni naučni članak
objavljeno: 21/01/2017
doi: 10.5937/ekopre1606332L
Interakcija između tržišne koncentracije i stepena konkurencije u bankarskom sektoru - slučaj Srbije, Hrvatske, Rumunije i Češke
aUniverzitet u Beogradu, Ekonomski fakultet, Katedra za poslovnu ekonomiju i menadžment
bUniverzitet u Beogradu, Ekonomski fakultet, Katedra za međunarodne ekonomske odnose
cUniverzitet Union, Beogradska bankarska akademija - Fakultet za bankarstvo, osiguranje i finansije, Beograd
dSerbian Commission for Protection of Competition, Belgrade
eUniverzitet u Beogradu, Ekonomski fakultet, Katedra za statistiku i matematiku

Sažetak

U radu je testirano osnovno stanovište SCP paradigme - da li između varijacije stepena koncentracije i stepena konkurencije u okviru bankarskih tržišta Srbije, Hrvatske, Rumunije i Češke postoji linearna veza, kao i koji je smer i intenzitet ove veze ukoliko ona postoji. U analizi su korišćeni panel podaci za odabrane pokazatelje koncentracije (Herfindal-Hiršmanov indeks i racio koncentracije pet najvećih preduzeća) i pokazatelji konkurencije (kamatni spred, ROA, ROE) za period 2009-2014. godine. Izolovana analiza pokazatelja stepena koncentracije odabranih bankarskih tržišta ukazuje da je stepen koncentracije najniži u Srbiji, a najviši u Hrvatskoj. Rezultati ispitivanja stepena i smera kvantitativnog slaganja između analiziranih pokazatelja koncentracije i profitabilnosti ukazuju da je SCP paradigma uspešno dokazana u slučajevima u kojima to nije bilo očekivano, uzimajući u obzir vrednosti pokazatelja koncentracije i profitabilnosti. Navedeno se, pre svega, objašnjava specifičnostima bankarskih tržišta analiziranih evropskih zemalja.

Ključne reči

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