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Industrija
2015, vol. 43, br. 3, str. 7-26
jezik rada: engleski
vrsta rada: izvorni naučni članak
doi:10.5937/industrija43-7648


Testiranje konkurencije u bankarskom sektoru Srbije - Panzar-Rosse pristup
aSrpska akademija nauke i umetnosti (SANU), Beograd
bNational Bank of Serbia, Belgrade
cUniverzitet u Beogradu, Ekonomski fakultet

e-adresa: aljosa.babic@sas.com

Sažetak

Rad ispituje konkurenciju u bankarskom sektoru Srbije pomoću Panzar-Rosse modela koji je ocenjen za panel banaka u periodu 2004-2012. Rezultati ukazuju na prisustvo monopolističke konkurencije na nivou celog bankarskog sektora. Ocene na podskupu velikih banaka, koje čine 65% ukupne aktive bankarskog sektora, ukazuju na monopolsko ponašanje ili jaku nekonkurentsku oligopolsku strukturu. To znači da su cene bankarskih proizvoda suboptimalne posmatrano sa aspekta opšteg blagostanja.

Ključne reči

Panzar-Rosse test; konkurencija; bankarski sektor

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