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Ekonomika poljoprivrede
2016, vol. 63, br. 4, str. 1219-1235
jezik rada: engleski
vrsta rada: izvorni naučni članak
doi:10.5937/ekoPolj1604219S

Creative Commons License 4.0
Pristup finansijama mikro, malih i srednjih poslovnih jedinica u srpskom agrobiznisu
aUniverzitet u Novom Sadu, Ekonomski fakultet, Subotica
bHigher School of Professional Business Studies, Novi Sad
cUniverzitet u Novom Sadu, Poljoprivredni fakultet
dEPS Distribucija, Belgrade

e-adresa: otilijas@ ef.uns.ac.rs, boba_jovin@yahoo.com, pejanovic@uns.ac.rs, zoran. ciric@ef.uns.ac.rs, jelica.eremic@ev.rs

Sažetak

Mikro, male i srednje poslovne jedinice doprinose razvoju agrobiznisa jedino ako su dati odgovarajući finansijski izvori za zasnivanje biznisa i razvoj. U ovom članku se analiziraju mogućnosti finansiranja mikro, malih i srednjih entiteta u agrobiznisu u Srbiji u poređenju sa velikim preduzećima. Istraživanje je vršeno putem anketiranja 119 poljoprivrednih/prehrambenih poslovnih jedinica grupisanih u tri kategorije u zavisnosti od njihove veličine: preduzetnci, individualni proizvođači, porodična gazdinstva, mala i srednja preduzeća i velika preduzeća. Cilj istraživanja je da dokaže da postoje bitne razlike u mogućnostima pristupa bankarskim kreditima, kao i u oceni uslova kreditiranja. Takođe, istraživana je i ocena pogodnosti mogućih ekonomsko-finansijskih mera u oblasti poljoprivredne proizvodnje. Rezultati su pokazali da postoje signifikantne razlike između poslovnih jedinica različitih veličina u odnosu na najveći deo istraženih parametara. Na osnovu toga se može zaključiti da sektor malih i srednjih preduzeća i naročito mikro poslovne jedinice imaju ogarničeniji pristup finansiranju kao i veće troškove finansiranja u odnosu na velika preduzeća.

Ključne reči

agrobiznis; mikro; male i srednje poslovne jedinice; finansiranje

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