2016, vol. 54, iss. 7-9, pp. 650-668
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Management of joint stock insurance company regulated by the Insurance Law with special focus on Law on companies
Organi uprave akcionarskih društava za osiguranje po novom Zakonu o osiguranju sa posebnim osvrtom na Zakon o privrednim društvima
nema
Abstract
Given the characteristics of the insurance business, regulating the organization of the insurance companies is left to the special law - Insurance Law (2014). In this way the problems caused by a mismatch of two laws, which regulate organisation of insurance companies - Insurance Law (2004) and the Law on Companies (2011), were solved and clear legal framework, which lays down the manner of establishment, bodies and competence of management was set. Two-tiers model is accepted as only model of organization of the insurance companies, requirements for members of management are separated from requirements for license to carry on insurance activities, competence of management are precisely specified. It is expressed in this article the justification of selection the two-ties model and also a precise listing of competence. On the other hand, requirements for members of management are not only separated from the requirements for license, but even partly from insurance Law and transferred to by-laws, whose certain articles resemble the articles of the law - Decision on implementing provisions of the insurance law relating to the insurance of license to carry on insurance/reinsurance activities and specific approvals of the National Bank of Serbia.
Sažetak
S obzirom na osobenosti delatnosti osiguranja, uređivanje organizacije društava za osiguranja prepušteno je posebnom zakonu - Zakonu o osiguranju (2014). Na taj način rešena je problematika nastala neslaganjem dva zakona kojima je uređivan statusni deo prava osiguranja - Zakona o osiguranju (2004) i Zakona o privrednim društvima (2011), i postavljeni su jasni pravni okviri kojim su utvrđeni način osnivanja, organi i nadležnosti organa uprave. Kao jedini model organizacije društva prihvaćen je dvodomni model, izdvajaju se posebno uslovi za imenovanje na funkciju člana uprave, taksativno se navode nadležnosti organa uprave. U radu se iznosi opravdanost odabira dvodomnog modela upravljanja kao jedinog modela u kome se društvo za osiguranje može osnovati, kao i preciznog navođenja nadležnosti organa uprave. Sa druge strane izdvajaju se uslovi za imenovanje člana uprave, ne samo od uslova koje je potrebno da budu ispunjeni da bi jedno društvo dobilo dozvolu za obavljanje poslova osiguranja, nego i iz samog Zakona o osiguranju i prebacuje se deo uslova u podzakonski akt čije pojedine odredbe podsećaju na zakonske - Odluku o sprovođenju odredaba Zakona o osiguranju koje se odnose na izdavanje dozvola za obavljanje poslova osiguranja/reosiguranja i pojedinih saglasnosti Narodne banke Srbije.
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