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Ekonomika preduzeća
2016, vol. 64, br. 5-6, str. 332-346
jezik rada: engleski
vrsta rada: izvorni naučni članak
doi:10.5937/ekopre1606332L
Interakcija između tržišne koncentracije i stepena konkurencije u bankarskom sektoru - slučaj Srbije, Hrvatske, Rumunije i Češke
aUniversity of Belgrade, Faculty of Economics, Department of Business Economics and Management
bUniversity of Belgrade, Faculty of Economics, Department of International Economic Relations
cUNION University, Belgrade Banking Academy, Faculty for Banking, Insurance and Finance, Department of Economics and Finance
dSerbian Commission for Protection of Competition, Belgrade
eUniversity of Belgrade, Faculty of Economics, Department of Statistics and Mathematics

Sažetak

U radu je testirano osnovno stanovište SCP paradigme - da li između varijacije stepena koncentracije i stepena konkurencije u okviru bankarskih tržišta Srbije, Hrvatske, Rumunije i Češke postoji linearna veza, kao i koji je smer i intenzitet ove veze ukoliko ona postoji. U analizi su korišćeni panel podaci za odabrane pokazatelje koncentracije (Herfindal-Hiršmanov indeks i racio koncentracije pet najvećih preduzeća) i pokazatelji konkurencije (kamatni spred, ROA, ROE) za period 2009-2014. godine. Izolovana analiza pokazatelja stepena koncentracije odabranih bankarskih tržišta ukazuje da je stepen koncentracije najniži u Srbiji, a najviši u Hrvatskoj. Rezultati ispitivanja stepena i smera kvantitativnog slaganja između analiziranih pokazatelja koncentracije i profitabilnosti ukazuju da je SCP paradigma uspešno dokazana u slučajevima u kojima to nije bilo očekivano, uzimajući u obzir vrednosti pokazatelja koncentracije i profitabilnosti. Navedeno se, pre svega, objašnjava specifičnostima bankarskih tržišta analiziranih evropskih zemalja.

Ključne reči

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