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2007, vol. 31, br. 2, str. 283-299
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Stanje i dinamika stepena koncentracije u bankarskom sektoru Srbije
The industrial concentration in Serbian banking: The degree and its dynamics
Sažetak
Ovaj rad predstavlja empirijsko istraživanje stepena koncentracije u bankarskom sektoru Srbije. U radu su primenjeni sledeći testovi: koeficijenti i krivulja koncentracije, Herfindahl-Hirschman-ov indeks, Lorenz-ova kriva i Gini koeficijent. U testovima su korišćeni podaci o distribuciji ukupne aktive bankarskog sektora. Kontinuirano praćenje vrednosti odabranih indikatora nije bilo moguće, jer su podaci neophodni za konstrukciju statistički relevantnih vremenskih serija bili nedostupni, ali je dinamika sagledana kroz komparaciju stanja iz juna 2004. i juna 2006. godine. Kvalitativne analize rezultata i izvođenje zaključaka izveli smo koristeći komparativnu analizu dostupnih istraživanja. Rezultati nedvosmisleno ukazuju da je stepen koncentrisanosti bankarskog sektora Srbije u zoni nisko koncentrisanih sistema i, istovremeno, na najnižem (najpovoljnijem) nivou u poređenju sa izabranim uzorkom zemalja.
Abstract
This is an empirical research on the degree of concentration in Serbian banking industry. The research is based upon indicators such as concentration ratios and concentration curve, Herfindahl-Hirschman index, Lorenz curve and Gini coefficient. Distribution variable is total assets of the banking industry. However, lack of high frequency data make it unreliable to construct meaningful time series of relevant statistical significance, so we take impression about the dynamics of the degree of industrial concentration simply by comparing two referent points, July 2004 and June 2006. Discussion of results and concluding are based on available comparative studies. The findings strongly support the view that the degree of industrial concentration in Serbian banking is at absolute low level. At the same time this is lowest level of concentration in comparison to the sample of countries.
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