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2021, vol. 60, br. 91, str. 141-159
Ekonomski efekti zaštite prava kreditora
Džavni univerzitet u Novom Pazaru, Departman za ekonomske nauke

e-adresaalekpek@np.ac.rs
Ključne reči: kreditori; zaštita prava kreditora; dužnici; kolateral; kovenante; valutna klauzula; osiguranje kreditnog potraživanja
Sažetak
Spremnost kreditora da zadovolje kreditnu tražnju stanovništva i privrede pod obostrano prihvatljivim uslovima direktno zavisi od stepena pravne zaštite koju kreditori uživaju. Ovaj rad se bavi pitanjem zaštite prava kreditora i instrumentima koji se za tu svrhu koriste. Cilj rada je da se sagledaju ekonomski efekti koji nastaju kao posledica primene instrumenata zaštite prava kreditora, a koji utiču kako na finansijski položaj kreditora, tako i na finansijski položaj dužnika, i stabilnost i efikasnost finansijskog i privrednog sistema u celini. Rezultati istraživanja pokazuju da postojanje adekvatnog nivoa zaštite prava kreditora ima snažan pozitivan uticaj na veličinu i aktivnost kreditnog tržišta, da primena različitih instrumenata zaštite prava kreditora može izazvati kako pozitivne, tako i negativne efekte po same kreditore, i da preterano visok nivo zaštite kreditora može značajno pogoršati položaj dužnika, a posledično, u dugom roku, i položaj samih kreditora.
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O članku

jezik rada: srpski
vrsta rada: pregledni članak
DOI: 10.5937/zrpfn0-33013
primljen: 05.07.2021.
prihvaćen: 23.09.2021.
objavljen u SCIndeksu: 06.11.2021.
metod recenzije: dvostruko anoniman
Creative Commons License 4.0

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