- citati u SCIndeksu: 0
- citati u CrossRef-u:0
- citati u Google Scholaru:[
 ]
- posete u poslednjih 30 dana:5
- preuzimanja u poslednjih 30 dana:3
|
|
|
2017, vol. 19, br. 1, str. 35-51
|
|
Uzroci otpornosti islamskih banaka na svetsku finansijsku krizu
The sources of resilience of Islamic banks to the global financial crisis
aOutsource Insurance Professionals, Beograd bVisoka škola Dositej, Beograd
e-adresa: natasa1171@gmail.com
Projekat: Unapređenje javnih politika u Srbiji u funkciji poboljšanja socijalne sigurnosti građana i održivog privrednog rasta (MPNTR - 47004)
Sažetak
Cilj istraživanja je da ukaže na daleko veću otpornost islamskih banaka na negativne efekte Svetske finansijske krizu u odnosu na konvencionalne banke, kao i da otkrije mehanizme koji sprečavaju ili smanjuju negativne efekte krize. Iran je odabran za studiju slučaja zbog najveće rasprostranjenosti islamskog bankarstva u odnosu na konvencionalno. Analizirani su svi uzroci finansijske krize navedeni u dosadašnjim istraživanjima istaknutih svetskih stručnjaka u ovoj oblasti: prezaduženost, špekulativne aktivnosti, fiktivni novac i kamata, finansijska panika. Za svaki od izvora finansijskih kriza označene su islamske 'alternative' koje su označene kao izvor otpornosti islamskih banaka. To su: zabrana špekulativnih aktivnosti I prevelikog rizika, zabrana kamate I nekoliko islamskih modela finansiranja.
Abstract
The aim of the research is to point to a far greater resilience of Islamic banks to negative effects of the global financial crisis comparing to the conventional banks, as well as to discover the mechanisms that prevent or reduce the negative effects of the crisis. The comparative effects of the global financial crisis on conventional and Islamic banks are given in the first chapter. All causes of financial crisis, listed in the key current research of prominent experts in this field, were analyzed in the second chapter, including indebtedness, speculative activity, interest and fictive money, financial panic. Islamic 'alternatives' for each of them were marked as a source of resilience of Islamic banks in the third chapter. These are: prohibition of speculative activities and excessive risks, prohibition of interest and few of Islamic financing models. Key words: conventional banking, Islamic banking, financial crisis, fictive money.
|
|
|
|
Reference
|
|
 
|
Alrifai, T. (2015) Islamic Finance and the New Financial System. Singapore: Wiley
|
|
|
Ashraf, H., Giashi, A. (2011) Islamic banking in Iran: Progress and challenges. Kuwait Chapter of Arabian Journal of Business and Management Review, Vol. 1, No. 2, www.omicsonline.com/open-access/islamic-banking-in-iran-progress-and-challenges-2224-8358-1-116.pdf, 19.02.2017
|
|
|
Bakšic, E. (2012) Islamsko bankarstvo. http://www.zeriislam.com/artikulli.php?id=2452, 19. 02. 2017
|
|
|
Dragosavac, M. (2013) Credit risk management system in commercial banking. Ekonomski pogledi, br. 4, str. 41-58
|
|
6
|
Hadžić, F. (2005) Islamsko bankarstvo i ekonomski razvoj. Sarajevo: Ekonomski fakultet
|
|
|
International Monetary Fund (2013) The IMF and Islamic finance. http://www.imf.org/external/themes/islamicfinance/
|
|
|
Islamic Financial Services Board, Islamic Development Bank, Islamic Research and Training Institute (2010) Islamic finance and global stability. http://www.ifsb.org/docs/IFSB-IRTI-IDB2010.pdf, 06.09.2016
|
|
|
Juhas, G. (2011) Sekjuritizacija kredita i uzroci hipotekarne krize # The securitization of credits and causes of the mortgage crisis. Ekonomski pogledi, br. 1, str. 101-125
|
|
|
Katić, N. (2013) Svetska ekonomska kriza - stvarnost, mitovi i poruke. https//nkatic.files.wordpress.com/2013/03/svetska_ekonomska_kriza_katic.pdf, 06. 09. 2016
|
|
|
Keen, S. (2012) The debtwatch manifesto. www.debtdeflation.com/blogs/manifesto, 06. 12. 2016
|
|
4
|
Keen, S. (2004) Debunking economics: The naked emperor of the social sciences. London-New York: Zed Books
|
|
3
|
Kindleberger, C.P., Robert, A.Z. (2005) Manias, Panics and Crashes: A History of Financial Crises. New York: John Wiley & Sons, 5th ed
|
|
4
|
Krugman, P. (2009) The return of depression economics and the crisis of 2008. W.W. Norton Company Limited
|
|
|
Maravić, D., Milenković, N. (2012) Interest-free banking and economic development. Megatrend revija, vol. 9, br. 1, str. 301-317
|
|
|
Milhem, M.M., Istaiteyeh, R.M.S. (2015) Financial performance of Islamic and conventional banks: Evidence from Jordan. Global Journal of Business Research, 9(3); 27-41
|
|
2
|
Minsky, H. (1992) The financial instability hypothesis. Jerome Levy Economic Institute of Bard College, Working Paper br. 74, May
|
|
|
Ouerghi, F. (2014) Are Islamic banks more resilient to global financial crisis than conventional banks?. Asian Economic and Financial Review, 4(7); 941-955
|
|
|
Tabash, M.I., Dhankar, R.S. (2014) The impact of global financial crisis on the stability of Islamic banks: An empirical evidence. Journal of Islamic Banking and Finance, 2(1); 367-388
|
|
|
|
|