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2020, vol. 36, br. 3, str. 31-56
Osvrt na dva pitanja u vezi sa investicionim uslugama osiguranja
AOD Živković Samardžić u Beogradu, Beograd
Ključne reči: investicione usluge osiguranja; direktiva o distribuciji osiguranja; osiguranje života
Sažetak
Predmet ovog članka su investicione usluge osiguranja, tačnije dva ključna (pravna) pitanja koja se mogu postaviti u vezi s ovom vrstom osiguranja. Prvo pitanje je o pravnoj prirodi takvih osiguranja koja su rešena u praksi Evropskog suda pravde, dok je drugo pitanje o regulatornim zahtevima što se odnose na distribuciju ovakvih usluga u zavisnosti od njihove pravne forme i kvalifikacije. Drugo pitanje utoliko je važnije što je upravo razlika u regulatornim zahtevima bila jedan od glavnih podsticaja i razloga za sveobuhvatnu reformu pravila tržišnog ponašanja u oblasti osiguranja i usvajanje Direktive 2016/97(EU) o distribuciji osiguranja.
Reference
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*** (2014) Regulation (EU) No 1286/2014 of the European Parliament and of the Council of 26 November 2014 on key information documents for packaged retail and insurance-based investment products (PRIIPs). OJ, 2014, No L 352
*** (2016) Directive (EU) 2016/97 of the European Parliament and of the Council of 20 January 2016 on insurance distribution. OJ L, 26, Directive on Insurance Distribution
*** (2002) Directive 2002/83/EC of the European Parliament and of the Council of 5 November 2002 concerning life assurance. Consolidated Life Insurance Directive
*** (2002) Directive 2002/92/EC of the European Parliament and of the Council of 9 December 2002 on insurance mediation. OJ L, 009
*** (2004) Directive 2004/39/EC of the European Parliament and of the Council of 21 April 2004 on markets in financial instruments. OJ L, 145
*** (2006) Directive 2006/73/EC of 10 August 2006 implementing Directive 2004/39/ EC of the European Parliament and of the Council as regards organisational requirements and operating conditions for investment firms and defined terms for the purposes of that Di. OJ, 2006, No L 241
CEIOPS (2009*) Report on National Measures regarding Disclosure Requirements and Professional Requirements for Unit-Linked Life Insurance Products, which are additional to the Minimum Requirements of the CLD and IMD. CEIOPSDOC-20/09, July 2009
Cousy, H. (2017) Insurance Regulation in the European Union Solvency II and Beyond. Springer
Filipović, N. (2019) Decision of the European Court of Justice of 31. 5. 2018. In Case C-542/16 länsförsäkringar Sak Försäkringsaktiebolag V Dödsboet Efter Ingvar Mattsson. Insurance Trends, 3
Lowry, J., Rawlings, P. (2004) Insurance Law Cases and Materials. Hart Publishing
Merkin, R. (2016) Colinvaux's Law of Insurance. Sweet & Maxwell, 11th Edition
Merkin, R. (2007) Insurance Law - an Introduction. Routledge
Moloney, N. (2010) How to Protect Investors Lessons from the EC and the UK. Cambridge University Press
Olević, S. (2016) Perspektive razvoja životnog osiguranja u Srbiji. Tokovi osiguranja, 4
Rohrbach, W. (2016) Externe und interne ursachen der Lebensversicherung Krise sowie Lösungsansätze zu Ihrer Bewältigung. Bonn: Reforms and New Challenges in Insurance Law, Association for Insurance Law of Serbia (AIDA Serbia)
Rokas (2011) Distribution by Banks & Other Distributors of Investment Policies a Focus on the Distributed Product. European Insurance Law Review, 1-2011
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O članku

jezik rada: srpski, engleski
vrsta rada: stručni članak
DOI: 10.5937/tokosig2003031F
primljen: 09.09.2020.
prihvaćen: 01.10.2020.
objavljen u SCIndeksu: 12.03.2021.

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