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2021, vol. 37, br. 3, str. 71-91
Osnovne karakteristike osiguranja dizajnerske odeće i aksesoara
Univerzitet u Novom Sadu, Ekonomski fakultet, Subotica

e-adresauzelacozren@ef.uns.ac.rs
Ključne reči: osiguranje dizajnerske odeće; osiguranje aksesoara; rizici; šteta; nadoknada
Sažetak
Od prvobitne funkcije odeće kao zaštite njenog korisnika od vremenskih uslova i zadovoljenja normi društvenog ponašanja, s vremenom je određena odeća postala simbol političkog i društvenog statusa. Unikatni delovi odeće i aksesoara imaju za cilj zadovoljenje određene potrebe lica, pri čemu se ta lica za nju neretko i posebno vezuju. Danas niko ne mora biti naročito imućan pa da tokom godina stekne nekoliko stvari tzv. visoke mode. Ipak, dizajnerska odeća i aksesoar nesumnjivo predstavljaju investiciju koju, putem osiguranja, treba čuvati od gubitka ili oštećenja. U ovom radu autor analizira predmet osiguranja, osiguravajuće pokriće i isključenja i posebne usluge osiguravača koje predstavljaju dodatu vrednost u osiguranju dizajnerske odeće i aksesoara. Pri tome kao polaznu osnovu uzima rešenja uslova osiguranja osiguravača sa britanskog tržišta osiguranja i, kada je to moguće, uslova osiguranja stvari u domaćinstvu pojedinih domaćih osiguravača.
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O članku

jezik rada: srpski, engleski
vrsta rada: pregledni članak
DOI: 10.5937/tokosig2103071U
primljen: 27.04.2021.
prihvaćen: 19.05.2021.
objavljen u SCIndeksu: 11.02.2022.

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