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2023, vol. 20, br. 1, str. 66-92
Prezentacija objašnjenja koja se odnose na kreditni rizik banke
Univerzitet Singidunum, Poslovni fakultet, Beograd, Srbija
Ključne reči: kreditni rizik; zalog; banka
Sažetak
Fenomen kreditnog rizika je jedan od glavnih problema za portfolio određene banke, obzirom da ako postane neizvodljivo naplatiti potraživanja od različitih glavnih klijenata, određena banka bi mogla ostati nesolventna. Poslednje finansijske krize su istakle neophodnost da određena banka identifikuje, meri, proceni i kontroliše kreditni rizik, kao i da obezbedi prihvatljiv stepen kapitala za zaštitu od mogućih padova u slučaju kašnjenja kredita. Shodno tome, upravljanje rizikom stalno zavisi od direktne primene matematičkih i statističkih metoda i modela, uz primenu njihovih rezultata za poslovne ciljeve. Cilj ovog rada je da se prikažu otkrića vezana za kreditni rizik određene banke, imajući u vidu da je upravljanje kreditnim rizikom jedan od indikatora rezultata bankarskog poslovanja banke.
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O članku

jezik rada: engleski
vrsta rada: izvorni naučni članak
DOI: 10.5937/EJAE20-42344
primljen: 12.01.2023.
revidiran: 26.01.2023.
prihvaćen: 07.02.2023.
objavljen u SCIndeksu: 13.05.2023.
metod recenzije: dvostruko anoniman
Creative Commons License 4.0

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