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2023, vol. 20, iss. 1, pp. 66-92
Presentation of disclosures related to credit risk of a certain bank
University Singidunum, Faculty of Business Economics, Belgrade, Serbia
The phenomenon of credit risk is one of the main distresses for the bank portfolio. If it becomes nonviable to gather claims from various main clients, a bank could persist in being insolvent. The latest financial crises have distinguished the necessity for a bank to identify, measure, assess, and control credit risk, in addition to providing an acceptable degree of capital to protect against possible decline in case of loan defaults. Accordingly, risk management depends steadily on the straight implementation of mathematical and statistical methods and models and the application of their outcomes for business goals. The aim of this paper is to present the disclosures that are related to bank credit risk, bearing in mind that credit risk management is one of the indicators of the results of banking operations.
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article language: English
document type: Original Scientific Paper
DOI: 10.5937/EJAE20-42344
received: 12/01/2023
revised: 26/01/2023
accepted: 07/02/2023
published in SCIndeks: 13/05/2023
peer review method: double-blind
Creative Commons License 4.0

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