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Industrija
2021, vol. 49, br. 3-4, str. 25-45
Uticaj tržišne koncentracije na konkurentnost bankarskog sektora u Srbiji
Đuranović Gordanaa, Filipović Sanjab
aUniverzitet Singidunum, Beograd, Srbija + Otp banka Srbija ad, Belgrade
bUniverzitet Singidunum, Beograd, Srbija + Institut društvenih nauka, Beograd, Srbija

e-adresa: gordana.zezelj.11@singimail.rs
Ključne reči: bankarski sektor; koncentracija; konkurencija; CRn; HHI
Sažetak
Nivo koncentracije je dokaz razvoja i tendencija na posmatranom tržištu koji određuje postojanje konkurentnosti i da li ima fer tržišne utakmice među učesnicima. Cilj ovog rada je da utvrdi uticaj koncentracije u bankarskom sektoru Republike Srbije na nivo konkurentnosti bankarskog sektora. Za te potrebe koristiće se racia koncentracije za četiri i pet najvećih banaka (Cr4 i Cr5) i Herfindal-Hiršmanov indeks (HH indeks) za vremenski period od 2018. do trećeg kvartala 2020. godine za sledeće bilansne pozicije banaka: aktiva, odobreni krediti i prikupljeni depoziti. Dokazano je da je bankarsko tržište umereno koncentrisano u skladu sa Cr5 i nisko koncentrisano u skladu sa Cr4 i HHI u svim posmatranim kategorijama. Empirijsko istraživanje pokazuje da postoji konkuretnost među bankama u Srbiji (labavi oligopol) koja zavisi od nivoa koncentracije. Dalje, dobijeni rezultati doprinose sagledavanju i razumevanju pravca u kome srpski bankarski sektor, kao primer industrije u maloj ekonomiji u razvoju, napreduje ka modernom finansijskom tržištu kroz konsolidaciju poslovnih banaka.
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O članku

jezik rada: engleski
vrsta rada: izvorni naučni članak
DOI: 10.5937/industrija49-36262
primljen: 03.02.2022.
revidiran: 22.02.2022.
revidiran: 28.02.2022.
prihvaćen: 01.03.2022.
objavljen onlajn: 26.04.2022.
objavljen u SCIndeksu: 06.05.2022.
metod recenzije: dvostruko anoniman
Creative Commons License 4.0

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