Metrika

  • citati u SCIndeksu: [2]
  • citati u CrossRef-u:0
  • citati u Google Scholaru:[]
  • posete u poslednjih 30 dana:1
  • preuzimanja u poslednjih 30 dana:0

Sadržaj

članak: 6 od 12  
Back povratak na rezultate
2013, vol. 42, br. 3, str. 106-141
Islamsko nasuprot konvencionalnom bankarstvu - uporedna analiza aranžmana finansiranja
Univerzitet u Nišu, Ekonomski fakultet

e-adresasrdjan.marinkovic@eknfak.ni.ac.rs
Projekat:
Izazovi i perspektive strukturnih promena u Srbiji: strateški pravci ekonomskog razvoja i usklađivanja sa zahtevima EU (MPNTR - 179015)

Ključne reči: Islamsko bankarstvo; teorija ugovora; kreditni ugovor; troškovi agenture; finansijska struktura
Sažetak
U radu istražujemo koncept islamskog bankarstva kroz poređenje osnovnih odlika ključnih finansijskih aranžmana karakterističnih za konvencionalno i islamsko bankarstvo. U svom paradigmatskom konceptu islamsko bankarstvo isključuje aranžmane zasnovane na fiksno definisanom prinosu finansijera i prednost daje vlasničkim modalitetima finansiranja, zasnovanim na partnerskom odnosu između finansijera i preduzetnika. Međutim, predloženi koncepti se u praktičnoj primeni sreću sa ozbiljnim teškoćama (previsoki troškovi agenture), trpe značajne modifikacije, zbog čega se u važnim aspektima udaljavaju od teorijskog ideala i u svojim ekstremima islamsku bankarsku praksu približavaju konvencionalnom bankarstvu.
Reference
*** (1978-1993) Zakon o obligacionim odnosima. Službeni list SFRJ, br. 29/ 78, 39/85, 45/89, 57/89, 31/93
*** (2011) Zakon o zaštiti korisnika finansijskih usluga. Službeni glasnik RS, br. 36
Alchian, A.A., Demsetz, H. (1972) Production, Information Costs, and Economic Organization. IEEE Engineering Management Review, 3(2): 21-41
Altman, E.I. (1984) A Further Empirical Investigation of the Bankruptcy Cost Question. Journal of Finance, 39(4): 1067-1089
Azmi, S.H., Wan, N.W. (2008) Determinants of Islamic and conventional deposits in the Malaysian banking system. Managerial Finance, 34(9): 618-643
Bashair, A., Darrat, A. (1995) Resource Mobilization Under the Islamic Profit-Loss-Sharing Scheme: A Note. Journal of King Abdulaziz University-Islamic Economics, 7(1): 37-39
Bejatović, M. (2008) Bankarsko pravo i hartije od vrednosti. Novi Sad: Privredna akademija
Diamond, D. (1984) Financial intermediation and delegated monitoring. Review of Economic Studies, 51, 3, 393-414
Diamond, D.W., Dybvig, P.H. (1983) Bank Runs, Deposit Insurance, and Liquidity. Journal of Political Economy, 91(3): 401
Hassan, K. (1999) Islamic banking in theory and practice: the experience of Bangladesh. Managerial Finance, 25(5): 60-113
Jensen, M.C., Meckling, W.H. (1976) Theory of the firm: Managerial behavior, agency costs and ownership structure. Journal of Financial Economics, 3(4): 305-360
Khan, F.M. (1995) Comparative economics of some Islamic financial techniques. Jeddah: Islamic Development Bank, Research Paper No. 12
Khan, M., Bhatti, I. (2008) Islamic banking and finance: on its way to globalization. Managerial Finance, 34(10): 708-725
Khan, T. (1995) Demand for and supply of mark-up and PLS funds in Islamic banking: Some alternative explanations Islamic. Economic Studies, 3, 39-77
Lavelle, K.C. (2004) The politics of equity finance in emerging markets. Oxford: Oxford University Press
Merton, R.C. (1974) On the pricing of corporate debt: the risk structure of interest rates. Journal of Finance, 29(2): 449-470
Metawa, S.A., Almossawi, M. (1998) Banking behavior of Islamic bank customers: perspectives and implications. International Journal of Bank Marketing, 16(7): 299-313
Michie, R. (2008) The global securities market: A history. Oxford: Oxford University Press
Nienhaus, V. (1983) Profitability of Islamic PLS banks competing with interest banks: Problems and prospects. J. Res. Islamic Econ., 1: 31-39
Şaduman, O.H. (2005) Interest-free banking in Turkey: A study of customer satisfaction and bank selection criteria. Journal of Economic Cooperation, 26, 51-86
Shleifer, A. (2000) Inefficient markets: An introduction to behavioral finance. Oxford: Oxford University Press
Shleifer, A., Vishny, R.W. (1997) A Survey of Corporate Governance. Journal of Finance, 52(2): 737-783
Siddiqui, A. (2008) Financial contracts, risk and performance of Islamic banking. Managerial Finance, 34(10): 680-694
Spencer, P. (2000) The structure and regulation of financial markets. Oxford: Oxford University Press
Stiglitz, J.E., Weiss, A. (1981) Credit rationing in markets with imperfect information. American Economic Review, vol. 71, br. 3, str. 393-410
Sunderarajan, V., Errico, L. (2002) Islamic financial institutions and products in the global financial system: Key issues in risk management and challenges ahead. IMF Working Paper, br. 02/192, Washington, D.C, IMF
Thomas, T.A. (2003) Islamic banking and its potential impact mimeo. www.basis.wisc.edu/live/rfc/cs_06b.pdf
Williamson, O.E. (1988) Corporate Finance and Corporate Governance. Journal of Finance, 43(3): 567-591
Zaher, T.S., Hassan, K. (2001) A Comparative Literature Survey of Islamic Finance and Banking. Financial Markets, Institutions and Instruments, 10(4): 155-199
 

O članku

jezik rada: srpski, engleski
vrsta rada: originalan članak
objavljen u SCIndeksu: 02.09.2013.