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2021, vol. 18, br. 1, str. 15-38
Monetarna politika i preuzimanje rizika od banaka u podsaharskoj Africi
Strathclyde Business School, Department of Economics, Glasgow, Scotland, United Kingdom

e-adresagabriel.aboyadana@strath.ac.uk
Sažetak
Pokazalo se da monetarna politika utiče na ponašanje preuzimanja rizika banaka u Evropi i Severnoj Americi. Međutim, Afrika dobija malo pažnje po ovom pitanju. Ovo istraživanje doprinosi monetarnoj politici i literaturi o preuzimanju rizika za podsaharsku Afriku ispitivanjem panela komercijalnih banaka od 2001. do 2015. godine za različite vrste rizika. Otkrivamo da monetarna politika značajno utiče na preuzimanje rizika banaka kako statistički, tako i ekonomski, ali se efekat razlikuje u zavisnosti od vrste rizika. Veličina banke i profitabilnost su važni za određivanje koliko efektivna monetarna politika utiče na preuzimanje rizika. Efekti su jači za zemlje bez kontrole deviznog kursa. Kada je reč o politici, monetarne vlasti koje nameravaju da vode ekspanzivnu monetarnu politiku moraju da poprave odgovor banaka na preuzimanje rizika.
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O članku

jezik rada: engleski
vrsta rada: izvorni naučni članak
DOI: 10.5937/EJAE18-28152
primljen: 03.09.2020.
revidiran: 19.10.2020.
prihvaćen: 02.11.2020.
objavljen u SCIndeksu: 23.04.2021.
metod recenzije: dvostruko anoniman
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