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Glasnik Advokatske komore Vojvodine
2013, vol. 85, iss. 2, pp. 59-76
Individual bankruptcy in the context of regional and international development: Serbian perspective
Opačić Ana
Visoka škola za poslovnu ekonomiju i preduzetništvo, Beograd
Keywords: insolvent debtor; consumer; personal insolvency; personal bankruptcy; insovency proceedings for consumers; release from outstanding liabilities
Abstract
Entities daily enter into legal relations with third parties. These legal entities may be legal entities and individuals. The most important question that may arise in the debtor creditor relationship is a question of fulfillment of obligations to the creditor in a situation where the borrower does not have sufficient funds to do so. The expansion of consumer credit, psychology of comfortable life that is funded by loans gives the false impression of solvency, and according to statistics citizens are sinking deeper in debt from which without real engagement of the state will not be able to emerge. The authors of the paper in addition to the basic elements of individual bankruptcy institute show state level of this institute in the region, too. Also at the end of the paper the authors discussed the economic and social situation in Serbia and tried to point out the main reasons why individual bankruptcy would be extremely useful.
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article language: Serbian
document type: Paper
DOI: 10.5937/gakv1302059O
published in SCIndeks: 23/12/2013

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