Metrika

  • citati u SCIndeksu: 0
  • citati u CrossRef-u:0
  • citati u Google Scholaru:[]
  • posete u poslednjih 30 dana:4
  • preuzimanja u poslednjih 30 dana:4

Sadržaj

članak: 1 od 23  
Back povratak na rezultate
2019, vol. 21, br. 2, str. 145-159
Asimetrične informacije i ponašanje rizično po zdravlje u Nacionalnom programu zdravstvenog osiguranja u metropoli Džos, Nigerija
aUniversity of Jos, Department of Actuarial Science, Nigeria
bUniversity of Lagos, Department of Actuarial Science and Insurance, Lagos, Nigeria

e-adresaadesolojosh@gmail.com
Ključne reči: pružaoci usluga NPZO; moralni hazard; asimetrične informacije; ponašanje rizično po zdravlje
Sažetak
Omogućavanje pristupa kvalitetnoj zdravstvenoj nezi predstavlja primarnu svrhu u koju je i bio uveden nacionalni program zdravstvenog osiguranja (NPZO) u Nigeriji. Veruje se da će uvođenje NPZO za radnike njihovu smanjiti sklonost ka modalitetima ponašanja rizičnim po zdravlje. Uprkos činjenici da NPZO postoji, osiguranici (osigurani radnici) se još uvek žale na lošu uslugu zdravstvene nege, koju dobijaju od pružalaca te usluge. Kao rezultat toga, neki još uvek pokazuju sklonost ka škodljivom ponašanju rizičnom po zdravlje, zbog moralnog hazarda prisutnog kod radnika u sektoru javne zdravstvene nege, kao i zbog nedostatka lekova u javnim bolnicama. Ova studija je sprovedena u metropoli Džos, kako bismo utvrdili u kojoj meri moralni hazard i aimetrične informacije o NPZO vode ka ponašanju rizičnom po zdravlje među državnim službenicima. Sprovedeno istraživanje je pokazalo da postoji umereni nivo moralnog hazarda na strani pružalaca usluga u okviru NPZO, pošto na mernoj skali od 1 do 7 sveukupni prosek značajno ima vrednost 4 od maksimalno 7. Suprotno umerenom nivou moralnog hazarda prisutnog na strani pružalaca usluga NPZO, došlo se do saznanja da najveći broj osiguranika NPZO u proseku ispoljava sklonost ka ponašanju sa niskim rizikom po zdravlje.
Reference
Adeyele, J.S. (2014) Civil servants' lifestyle and health care use pattern: Evidence from Akure Metropolis. African Journal of Institutions and Development, 9(1&2): 416-422
Al-Arifi, M.N. (2012) Patients' perception, views and satisfaction with pharmacists' role as health care provider in community pharmacy setting at Riyadh, Saudi Arabia. Saudi Pharmaceutical Journal, 20(4): 323-330
Albert, M.C., Riordan, M.H. (2002) Health insurance, moral hazard, and managed care. Journal of Economics Management Strategy, 11(1): 81-107
Baban, A., Craciun, C. (2007) Changing health-risk behaviours: A review of theory and evidence-based interventions in health psychology. Journal of Cognitive and Behavioural Psychology, 7(1): 45-66
Berman, P., Pallas, S., Smith, A.L., Curry, L., Bradley, E.H. (2011) Improving the delivery of health services: A guide to choosing strategies. Washington, D.C: International Bank for Reconstruction and Development/World Bank
Black, U., Skipper, H.D. (2000) Life and Health Insurance. Delhi: Pearson Education, Inc
Carlstrom, C.T. (1994) The government's role in the health care industry: Past, present, and future. Federal Reserve Bank of Cleveland Economic Commentary, June 1
Doherty, N.A., Smetters, K. (2005) Moral Hazard in Reinsurance Markets. Journal of Risk Insurance, 72(3): 375-391
Garven, J.R., Grace, M.F. (2007) Adverse selection in reinsurance market. u: Paper presented at American Risk and Insurance Association 2007 annual meeting
Iversen, T. (1993) A Theory of hospital waiting lists. Journal of Health Economics, 12(1): 90040-90040
Jean-Baptiste, E.L., Santomero, A.M. (2000) The Design of Private Reinsurance Contracts. Journal of Financial Intermediation, 9(3): 274-297
Konetzka, T.R., He, D., Dong, J., Nyman, J.A. (2019) Moral hazard and long-term care insurance. Geneva Papers on Risk and Insurance - Issues and Practice, 44(2): 231-251
Laschinger, H.S., Hall, L.M., Pedersen, C., Almost, J. (2005) A psychometric analysis of the patient satisfaction with nursing care quality questionnaire: An actionable approach to measuring patient satisfaction. Journal of Nursing Care Quality,, 20(3): 220-30
Márquez-Peiró, J.F., Pérez-Peiró, C. (2008) Evaluation of Patient Satisfaction in Outpatient Pharmacy. Farmacia Hospitalaria (English Edition), 32(2): 71-76
Ndukwe, H.C., Omale, S., Opanuga, O.O. (2011) Reducing queues in a Nigerian hospital pharmacy. African Journal of pharmacy and farmacology, 5(8): 1020-1026
Shavell, S. (1979) On Moral Hazard and Insurance. Quarterly Journal of Economics, 93(4): 541-541
Shmanske, S. (1996) Information asymmetries in health services: The market can cope. Independent Review, 1(2): 191-200
Steptoe, A., Wardle, J. (2004) Health-related behaviour: Prevalence and links with disease. u: A. Kaptein, J. Weinmen [ur.] Health Psychology, Malden, USA: Blackwell Publishing, 21-51
Zeckhauser, R. (1970) Medical Insurance: A case study of the tradeoff between risk spreading and appropriate incentives. Journal of Economic Theory, 2(1): 90010-90014
 

O članku

jezik rada: engleski
vrsta rada: izvorni naučni članak
DOI: 10.5937/ekonhor1902145A
objavljen u SCIndeksu: 30.08.2019.
Creative Commons License 4.0

Povezani članci

Zdravstvena zaštita (2008)
Pokazatelji kvaliteta bolničke zdravstvene nege
Milutinović Dragana, i dr.