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2013, vol. 42, br. 5, str. 54-79
Uspon i pad univerzalnog bankarstva
aMegatrend Univerzitet, Fakultet za poslovne studije, Beograd
bMegatrend Univerzitet, Fakultet za međunarodnu ekonomiju, Beograd

e-adresasvuckovic@megatrend.edu.rs, vprvulovic@megatrend.edu.rs
Sažetak
Savremena kriza pokreće stare dileme o razdvajanju komercijalnog i investicionog bankarstva. Nesumnjive činjenice o uzrocima krize govore u prilog tezi da su zahuktali egzotični poslovi s hartijama od vrednosti bili glavni pokretač finansijskog kraha. Najveće role imale su investicione banke i bile su najvažniji akter na ovom segmentu tržišta, pa se kao moguće rešenje za sprečavanje budućih finansijskih problema nametnulo razdvajanje investicionih i komercijalnih bankarskih poslova. Glavni argument je da se ne sme dozvoliti da novac poreskih obveznika ponovo leči probleme banaka u privatnom vlasništvu, probleme prouzrokovane lošim procenama i odlukama ambicioznih i neopreznih menadžera. Rad se u prvom delu fokusira na razvoj univerzalnog bankarstva i na pojašnjenje specifičnih političkih i društvenih okolnosti za nastanak prvog zakona koji reguliše univerzalne banke. Dalje se ukazuje na prednosti i manjkavosti ovog koncepta, da bi se u poslednjem delu sumirali okviri novih oštrih regulatornih propisa i preporuka u ovom segmentu finansijskog tržišta.
Reference
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O članku

jezik rada: srpski, engleski
vrsta rada: izvorni naučni članak
objavljen u SCIndeksu: 23.01.2014.

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