|
|
Reference
|
|
|
*** (2006-2018) Zakon o deviznom poslovanju. Službeni glasnik RS, br. 62/2006, 31/2011, 119/2012, 139/2014. i 30/2018
|
|
|
*** (2011-2014) Zakon o zaštiti korisnika finansijskih usluga ̶ ZZKFU. Službeni glasnik RS, Br. 36/2011 i 139/2014
|
|
|
*** (2005-2015) Zakon o hipoteci. Službeni glasnik RS, Br. 115/2005, 60/2015, 63/2015 i 83/2015
|
|
|
*** (2003-2019) Zakon o založnom pravu na pokretnim stvarima i pravima upisanim u Registar. Službeni glasnik Republike Srbije, Br. 57/2003, 61/2005, 64/2006, 99/2011 i 31/2019
|
|
 
|
Adler, B.E., Kahan, M. (2013) The technology of creditor protection. University of Pennsylvania Law Review, 161 (7). 1773-1814
|
|
|
Allen, L., Gottesman, A., Saunders, A., Tang, Y. (2012) The role of banks in dividend policy. Financial Management, 41 (3). 591-613
|
|
|
Arping, S. (2014) Credit protection and lending relationships. Journal of Financial Stability, 10. 7-19
|
|
1
|
Bebczuk, N.R. (2003) Asymmetric information in financial markets: Introduction and applications. Cambridge, UK: Cambridge University Press
|
|
3  
|
Begović, B., Ilić, N. (2017) Poreklo zablude o svrsi valutne klauzule. Anali Pravnog fakulteta u Beogradu, vol. 65, br. 2, str. 26-42
|
|
4
|
Begović, B. (2016) Valutna klauzula - svrha, dileme i mogući ishodi. Pravo i privreda, vol. 54, br. 10-12, str. 24-53
|
|
|
Beneish, M.D., Press, E. (1993) Costs of technical violation of accounting-based debt covenants. Accounting Review, 68: 233-257
|
|
|
Benmelech, E., Bergman, N.K. (2009) Collateral pricing. Journal of Financial Economics, 91(3): 339-360
|
|
1
|
Berger, A.N., Udell, G.F. (1990) Collateral, loan quality, and bank risk. Journal of Monetary Economics, 25, str. 21-42
|
|
|
Bharath, S., Dahiya, S., Saunders, A., Srinivasan, A. (2007) So what do I get?: The bank's view of lending relationships. Journal of Financial Economics, 85(2): 368-419
|
|
|
Bharath, S.T., Dahiya, S., Saunders, A., Srinivasan, A. (2011) Lending relationships and loan contract terms. Review of Financial Studies, 24(4): 1141-1203
|
|
1
|
Binks, M.R., Ennew, C.T. (1996) Growing firms and the credit constraint. Small Business Economics, 8(1): 17-25
|
|
|
Brockman, P., Unlu, E. (2009) Dividend policy, creditor rights, and the agency costs of debt. Journal of Financial Economics, 92(2): 276-299
|
|
|
Cen, L., Dasgupta, S., Elkamhi, R., Pungaliya, R.S. (2016) Reputation and loan contract terms: The role of principal customers. Review of Finance, 20(2): 501-533
|
|
|
Chava, S., Livdan, D., Purnanandam, A. (2009) Do shareholder rights affect the cost of bank loans?. Review of Financial Studies, 22(8): 2973-3004
|
|
|
Chava, S., Roberts, M.R. (2008) How does financing impact investment: The role of debt covenants. Journal of Finance, 63(5): 2085-2121
|
|
|
Chen, Y. (2006) Collateral, loan guarantees, and the lenders' incentives to resolve financial distress. Quarterly Review of Economics and Finance, 46 (1). 1-15
|
|
|
Christensen, H.B., Nikolaev, V.V. (2012) Capital versus performance covenants in debt contracts. Journal of Accounting Research, 50(1): 75-116
|
|
|
Clipici, E.V. (2013) Credit insurance during the financial crisis. SEA-Practical
|
|
|
Coco, G. (2000) On the use of collateral. Journal of Economic Surveys, 14(2): 191-214
|
|
|
Coleman, A.D., Sharpe, I.G., Esho, N. (2002) Do bank characteristics influence loan contract terms?. Australian Prudential Regulation AuthorityWorking Paper, 2002-01
|
|
23
|
Ćirović, M. (2007) Bankarstvo. Beograd: Naučno društvo Srbije
|
|
|
Dell'ariccia, G., Friedman, E., Marquez, R. (1999) Adverse selection as a barrier to entry in the banking industry. RAND Journal of Economics, 30(3): 515-534
|
|
|
Demerjian, P.R. (2017) Uncertainty and debt covenants. Review of Accounting Studies, 22(3): 1156-1197
|
|
|
Demerjian, P.R. (2007) Financial ratios and credit risk: The selection of financial ratio covenants in debt contracts. AAA 2007 Financial Accounting & Reporting Section (FARS) Meeting Paper, https://ssrn.com/abstract=929907
|
|
1
|
Demiroglu, C., James, C.M. (2010) The information content of bank loan covenants. Review of Financial Studies, 23(10): 3700-3737
|
|
1
|
Djankov, S., Caralee, M., Andrei, S. (2007) Private credit in 129 countries. Journal of Financial Economics, 84 (2). 299-329
|
|
3
|
Dudaš, A.I. (2016) Dopuštenost jednostranog povećanja kamate u ugovorima o kreditu u pravu Srbije. Zbornik radova Pravnog fakulteta, Novi Sad, vol. 50, br. 2, str. 549-567
|
|
|
Falato, A., Liang, N. (2016) Do creditor rights increase employment risk?: Evidence from loan covenants. Journal of Finance, 71(6): 2545-2590
|
|
|
Fan, H., Sundaresan, S.M. (2000) Debt valuation, renegotiation, and optimal dividend policy. Review of Financial Studies, 13(4): 1057-1099
|
|
|
Galindo, A.J., Micco, A. (2007) Creditor protection and credit response to shocks. World Bank Economic Review, 21: 413-438
|
|
|
Galindo, A.J. (2001) Creditor rights and the credit market: Where do we stand?. https://ssrn.com/abstract=1817246
|
|
|
Galindo, A.J., Micco, A. (2007) Bank credit to small and medium sized enterprises: The role of creditor protection. https://ssrn.com/abstract=669583
|
|
|
Gorton, G., Ordoñez, G. (2014) Collateral crises. American Economic Review, 104(2): 343-378
|
|
|
Graham, J.R., Li, S., Qiu, J. (2008) Corporate misreporting and bank loan contracting. Journal of Financial Economics, 89(1): 44-61
|
|
|
Harvey, C.R., Lins, K.V., Roper, A.H. (2004) The effect of capital structure when expected agency costs are extreme. Journal of Financial Economics, 74(1): 3-30
|
|
|
Heaton, J.B. (2002) Managerial optimism and corporate finance. Financial management, 31 (2). 33-45
|
|
5
|
Hiber, D., Živković, M. (2015) Zaštita korisnika kredita od jednostrane izmene visine ugovorene kamate. Zbornik radova Pravnog fakulteta u Nišu, 70; 573-586
|
|
2
|
Homer, S., Sylla, R.E. (2005) A history of interest rates. Hoboken - New Jersey: John Wiley & Sons, Inc, Fourth edition
|
|
1
|
Jensen, G.R., Solberg, D.P., Zorn, T.S. (1992) Simultaneous determination of insider ownership, debt, and dividend policies. Journal of Financial and Quantitative Analysis, 27 (2). 247-263
|
|
2
|
Jensen, M. (1986) Agency costs of free cash flow, corporate finance and takeovers. American Economic Review, 76, 323-329
|
|
|
Jimenez, G., Salas, V., Saurina, J. (2006) Determinants of collateral. Journal of Financial Economics, 81(2): 255-281
|
|
11
|
La, P.R., Lopez-de-Silanes, F., Shleifer, A., Vishny, R.W. (1997) Legal determinants of external finance. Journal of Finance, 52(3): 1131-1150
|
|
1
|
Lazić, M. (2016) Zaštita potrošača u kreditnom odnosu. Zbornik radova Pravnog fakulteta u Nišu, vol. 55, br. 74, str. 53-70
|
|
|
Lekpek, A. (2016) Rizični kapital i prepreke za njegovo ulaganje. Ekonomski pogledi, vol. 18, br. 4, str. 37-51
|
|
|
Levine, C.B., Hughes, J.S. (2005) Management compensation and earnings-based covenants as signaling devices in credit markets. Journal of Corporate Finance, 11(5): 832-850
|
|
|
Lin, C., Ma, Y., Malatesta, P., Xuan, Y. (2011) Ownership structure and the cost of corporate borrowing. Journal of Financial Economics, 100(1): 1-23
|
|
2
|
Marković-Bajalović, D. (2020) Još jednom o kreditima indeksiranim u švajcarskim francima. Pravo i privreda, vol. 58, br. 1, str. 64-113
|
|
|
Murfin, J. (2012) The supply-side determinants of loan contract strictness. Journal of Finance, 67(5): 1565-1601
|
|
|
Nikolaev, V.V. (2010) Debt covenants and accounting conservatism. Journal of Accounting Research, 48(1): 137-176
|
|
|
Padilla, A., Requejo, A. (2000) The cost and benefits of the strict protection of creditor rights: Theory and evidence. SSRN Electronic Journal, https://ssrn.com/abstract=1814659
|
|
|
Passalacqua, L. (2006) A pricing model for credit insurance. Giornale dell'Istituto Italiano degli Attuari, 69 (4). 87-123
|
|
|
Pecchenino, R.A. (1988) The loan contract: Mechanism of financial control. Economic Journal, 98 (389). 126-137
|
|
2
|
Petrović-Tomić, N. (2017) Ugovor o osiguranju sposobnosti vraćanja kredita. Anali Pravnog fakulteta u Beogradu, vol. 65, br. 2, str. 91-112
|
|
5
|
Popov, Đ. (2012) Uticaj valutne klauzule i deviznog kursa na stanje privrede Srbije. Zbornik radova Pravnog fakulteta, Novi Sad, vol. 46, br. 3, str. 19-37
|
|
1
|
Qian, J., Strahan, P.E. (2007) How laws and institutions shape financial contracts: The case of bank loans. Journal of Finance, 62(6): 2803-2834
|
|
|
Radović, M. (2021) Punovažnost valutne klauzule nakon stupanja na snagu Zakona o konverziji. Anali Pravnog fakulteta u Beogradu, vol. 69, br. 1, str. 179-192
|
|
3
|
Radović, V., Tesić, N. (2015) On creditor's supplemental rights. Anali Pravnog fakulteta u Beogradu, vol. 63, br. 3, str. 141-169
|
|
|
Rajan, R., Winton, A. (1995) Covenants and collateral as incentives to monitor. Journal of Finance, 50(4): 1113-1146
|
|
|
Rampini, A.A., Viswanathan, S. (2013) Collateral and capital structure. Journal of Financial Economics, 109(2): 466-492
|
|
|
Roberts, M.R., Sufi, A. (2009) Control rights and capital structure: An empirical investigation. Journal of Finance, 64(4): 1657-1695
|
|
1
|
Slawson, W.D. (1973) Standard form contracts and democratic control of law-making power. Harvard Law Review, 84 (3). 529-566
|
|
2
|
Slijepčević, D. (2016) Primena valutne klauzule i promenljive kamatne stope u ugovoru o kreditu. Privredni savetnik, 16. (Slijepčević, D. Primena valutne klauzule i promenljive kamatne stope u ugovoru o kreditu, Privredni savetnik 16/2016)
|
|
|
Soumaré, I. (2010) Credit insurance and investment: A contingent claims analysis approach. International Review of Financial Analysis, 19(2): 98-107
|
|
2
|
Stiglitz, J.E., Weiss, A. (1981) Credit rationing in markets with imperfect information. American Economic Review, 71 (3): 393-410
|
|
|
Strahan, P.E. (1999) Borrower risk and the price and nonprice terms of bank loans. FRB of New York Staff Report No. 90, https://ssrn.com/abstract=192769
|
|
|
Sweeney, A.P. (1994) Debt-covenant violations and managers' accounting responses. Journal of Accounting and Economics, 17(3): 281-308
|
|
1
|
Šoškić, D. (2020) Valutna klauzula - ekonomsko-finansijske posledice. Revija Kopaoničke škole prirodnog prava, vol. 2, br. 1, str. 69-81
|
|
1
|
Vasiljević, Z. (2015) Prava i obaveze iz ugovora o kreditu. Banja Luka: Pravni fakultet Univerziteta u Banjoj Luci
|
|
|
Vuković, V.M., Domazet, I.S. (2015) Kreditno tržište Srbije - posustajanje ili kolaps. Poslovna ekonomija, vol. 9, br. 1, str. 159-176
|
|
|
Whitehead, C.K. (2008) The evolution of debt: Covenants, the credit market, and corporate governance. Journal of Corporation Law, 34(3): 641-677
|
|
|
|
|